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Showing posts with the label fintech app development

What is a Payment Gateway? How It Works, Functioning, Types, Benefits, and More with Examples

 In today’s digital world, where online shopping and mobile transactions are the norms, the role of payment gateways is more critical than ever. Whether you’re buying a product online, subscribing to a service, or even paying insurance premiums through an app, a payment gateway is the technology that ensures your transaction is processed securely and efficiently. But what exactly is a payment gateway? How does it work? What types are available, and what benefits do they offer? In this article, we’ll dive deep into the world of payment gateways, exploring these questions and more. 1. What is a Payment Gateway? A payment gateway is a technology that facilitates the transfer of payment data from the customer to the merchant and then from the merchant to the payment processor. It acts as a bridge between the buyer’s bank (issuing bank) and the seller’s bank (acquiring bank), ensuring that online transactions are carried out securely. In the context of fintech app development services, paym